Personal Auto and Homeowners Insurance
If I have a current policy and I purchase a new vehicle, is it covered for on the way home?
Your new vehicle is typically covered for two weeks if you have comprehensive insurance. The amount of time varies company to company.
What is a good student discount and how do I get one?
Some companies offer good student discount, and some offer a driver’s education discount. Bring in or send your student’s latest grade card or driver’s education certificate.
How do I get an insurance quote?
Give us a call or stop on by. We can be reached at 417-673-3683.
How do I file a claim?
You can file a claim by calling the insurance company directly or give your agent a call.
If I own a home, do I have to have insurance?
If you have a loan, most lenders and mortgagees require homeowners insurance. A person’s home is one of their largest monetary assets and because of that it is encouraged to have homeowners insurance.
What does renter’s insurance cover?
Renters insurance covers the contents inside the home and additional costs of living in case you were displaced due to a fire or tornado.
What is an endorsement?
An endorsement is a change made to your policy, such as adding or removing a vehicle and changing coverage rates.
What is EFT (Electronic Funds Transfer)?
Electronic Funds Transfer, also known as EFT, allows for automatic payments to come out of your banking account. It is often used as a convenient way to pay your bill.
How do I get a lower premium?
Premiums can be affected by many things, including previous claims, your credit, and driving behavior. Loyalty to a company is a factor in many companies.
How do deductibles work?
A higher deductible typically lowers your premium, however, that deductible must be paid out of pocket if an incident occurs.
Can I get insurance for my jewelry?
Yes, in fact, you can get insurance for just about any item. Give us a call to find out more!
What does farm insurance cover?
Farm insurance covers buildings, farm equipment, seed and so much more. Ask your agent to find out about farm coverage.
Are my ranch hands / farm employees covered under farm insurance?
This is an optional coverage under farm insurance.
Is my home covered under farm insurance?
Yes, your home is covered under farm insurance.
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